SoFi posts record Q1 2026 originations and keeps full-year revenue outlook at about $4.655 billion

SoFi reported first-quarter 2026 GAAP net revenue of $1.10 billion, up 43%, and net income of $166.7 million, up 134%. Adjusted EBITDA rose 62% to $339.9 million, and loan originations hit a record $12.2 billion, up 68%. The company did not raise its 2026 outlook, which stayed at about $4.655 billion of adjusted net revenue, about $1.6 billion of adjusted EBITDA and about $0.60 of adjusted EPS.

• GAAP net revenue $1.10 billion (+43%); adjusted net revenue $1.09 billion (+41%)
• Net income $166.7 million (+134%); diluted EPS $0.12 versus $0.06 a year earlier
• Adjusted EBITDA $339.9 million (+62%), a 31% margin
• Members 14.7 million (+35%), with about 1.06 million added in the quarter; total deposits $40.2 billion
• Full-year 2026 guidance unchanged: adjusted net revenue about $4.655 billion

SEC filing 8-K · accession 0001818874-26-000020 · sec.gov ↗