SoFi raises 2026 adjusted net revenue guidance to $4.75 billion to $4.85 billion after record Q2

SoFi reported second-quarter 2026 GAAP net revenue of $1.22 billion, up 43%, and net income of $156.6 million. Members reached 15.8 million, up 35%, and total loan originations were $14.8 billion, up 69%. It raised 2026 adjusted net revenue guidance to $4.75 billion to $4.85 billion, about 32% to 35% growth, and kept adjusted EBITDA near $1.6 billion, adjusted net income near $825 million and adjusted EPS near $0.60.

• GAAP net revenue $1.22 billion (+43%); adjusted net revenue $1.21 billion (+40%)
• Net income $156.6 million; EPS $0.12 GAAP and adjusted
• Adjusted EBITDA $357.8 million (+44%), a 30% margin
• Members 15.8 million (+35%); products 24.4 million (+42%); deposits $45.5 billion, up $5.3 billion in the quarter
• Net interest margin 5.98%, up 4 basis points from Q1; guidance raised to $4.75 to $4.85 billion adjusted net revenue